New Year's Rituals

Pinoys around the world usually try to follow unorthodox and sometimes eccentric observances in New Year.

Some Pinoys believe that the best time to pay your debts is before New Year. So before the clock strikes twelve (ala Cinderella) you should be at least DEBT-FREE.

Failure to do ... would mean status quo which is Latin for your current existing state ... which means NO CHANGE. If you are drowned in debts last year... you will have the same financial status for the rest of the year.

Other Pinoys have the penchant to load their wallet with lots of money ... to the point that it is almost bursting at its seams. This practice allows good budgetary and financial vibes to flow in.