To err is human ... so they say. Making a mistake is natural as breathing air. The first time you make a mistake ... it is ACCIDENTAL. But repeating the same mistake is considered INTENTIONAL - consciously, knowingly, and willfully done.It is okay to have flaws once in a while, but it is not okay to keep on repeating them. Otherwise, you learned nothing from the situation. The mistake will recur and will happen again ... until the person learns his lesson and will pay a heavy price.
The fact of the matter is ... since the act was repetitive ... some say it is SERIAL - that's why we have serial killers, serial rapists, and serial arsonists in our midst. They are crimes that are repetitive in nature.
And not to be forgotten... the SERIAL mangungutang who always feels short with his finances at ang hirap pa singilin. He always say hindi niya tinitipid ang sarili sa pagkain which is admirable and honorable ... pero hindi ba within your means lang ang paggastos mo at kung kapritso lang ng asawa at ng anak ... gusto mong mabaon sa utang dahil sa napakabait mo?